Managing Your To-Do List for Productivity and Financial Success

As I write this, it’s a Tuesday, it’s raining, and my to-do list is endless. I knoooow that sounds familiar to somebody because I can’t be alone in that.

After years of being stuck in that cycle, I discovered a book summary that suggested focusing on ONE big thing and prioritizing everything else around it.

So, on a day like today, I tackle the one BIG thing first. There’s a helpful metaphor for this—the vase with big rocks, pebbles, and sand.

This momentum helps me knock out the smaller tasks without burning out. That’s the secret: rethinking the order of priorities.

If you start with big rocks, there's no room for the small ones. If you start with small rocks, you’ll be too drained to add the big ones.

The best approach?

Choose one BIG rock (task) first, then tackle a few smaller tasks. Take a break, then pick another BIG rock, and finish with more small tasks. You'll feel more accomplished and less drained by the end.

So….while we are on the topic.

Can we talk about some BIG financial rocks that a lot of us aren’t making the time for? Including...

• Creating a budget for yourself

• Making a plan to repay high interest debt

• Making a plan to build an emergency fund

• Reviewing/adjusting insurance coverage

• Improving credit score

• Reviewing monthly bills and/or expenses

  
  

Which inadvertently makes us not get to the smaller rocks such as…

• Tracking daily expenses

• Cancelling subscriptions that aren’t used

• Automating saving

• Creating a meal plan to save money

• Comparing prices when buying pricy items

So...you have the list of things to do and you are wondering where to start...

1. Start with one BIG rock—a task that will make the biggest impact.

2. Tackle smaller tasks after that, and take breaks in between.

3. Then, repeat the cycle: another BIG rock, followed by a few smaller tasks.

Can I ask you to do a favour for yourself?

Choose one major financial task you’ve been avoiding. Whether it’s setting a budget, starting a savings plan, or paying off debt, pick one big rock and make it your priority.

Set a deadline. Mark it on your calendar and commit to it.

This simple shift in your priorities can help you take control of your finances and your time.

And just like that, I’m off to etch in some productive time before the day is overrrrrrr!

Talk soon,

Karina

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